Terms and Conditions:

Please read the following terms and conditions (“T&Cs”) carefully before registering on, accessing, downloading or using our application available at https://securenow.app:

a. These terms and conditions are meant only for users of SecureNow App.

b. By registering on, downloading or using (as applicable) the SecureNow App, you automatically and immediately agree to all the T&Cs.

c. By accepting the T&Cs or by otherwise using the SecureNow App, you represent that you are at least 18 years of age or are an entity legally established and operating under the applicable law and have not been previously suspended or removed by SecureNow App, or disqualified for any other reason, from availing the Services using the SecureNow App. In addition, you represent and warrant that you have the right, authority and capacity to enter into these T&Cs and to abide by all the T&Cs.

d. You agree that you will not impersonate any person or entity, or falsely state or otherwise misrepresent your identity, age, details or affiliation with any person or entity. In the event of any violation of the T&Cs, SecureNow App reserves the right to suspend or permanently prevent you from availing Services using the SecureNow App.

e. SecureNow App reserves the right to change, modify and add, or remove portions of these T&Cs at any time at its sole discretion.

f. All materials, trademarks, service marks and trade name contained in the SecureNow App are the property of SecureNow and its respective partners. You agree not to sell, license, distribute, copy, modify, display, transmit, edit, adapt, create derivative works from, or otherwise make unauthorized use of the Materials. SecureNow reserves all rights not expressly granted in these T&Cs.

Communication Policy:

By accepting the T&Cs, You accept the following:

a. SecureNow may send alerts to the mobile phone number/email address provided by you while registering with the SecureNow App for the Log-in service or on any updated mobile number/email address subsequently provided by you on the SecureNow App. The alerts will be received in case of SMS, only if the mobile phone is in ‘On’ mode to receive the SMS, in case of e-mail, only if the e-mail servers and e-mail ids are functional. If the mobile phone is in ‘Off’ mode or if the e-mail servers or ids are not functional, then you may not get the alert at all or get delayed messages.

b. SecureNow will make best efforts to provide alerts via SMS/e-mail and it shall be deemed that you shall have received the information sent as an alert on the mobile phone number or e-mail id provided during the course of, or in relation to, using the SecureNow App or availing any Services. SecureNow shall not be under any obligation to confirm the authenticity of the person(s) receiving the alert. You cannot hold SecureNow App liable for non-availability of the SMS/email alert services in any manner whatsoever.

c. The foresaid alert service provided by SecureNow App is an additional facility provided for your convenience and that it may be susceptible to error, omission and/or inaccuracy. In the event that you observe any error in the information provided in the alert, SecureNow shall be immediately informed about the same by you and SecureNow will make best possible efforts to rectify the error as early as possible. You shall not hold SecureNow liable for any loss, damages, claim, expense including legal cost that may be incurred/suffered by you on account of the SMS/e-mail alert communication through other legal permissible service.

d. The clarity, readability, accuracy and promptness of providing the SMS/e-mail alert service depend on many factors including the infrastructure and connectivity of the service provider. SecureNow shall not be responsible for any non-delivery, delayed delivery or distortion of the alert in any way whatsoever

e. SecureNow App reserves the right to change, modify and add, or remove portions of these T&Cs at any time at its sole discretion.

f. All materials, trademarks, service marks and trade name contained in the SecureNow App are the property of SecureNow and its respective partners. You agree not to sell, license, distribute, copy, modify, display, transmit, edit, adapt, create derivative works from, or otherwise make unauthorized use of the Materials. SecureNow reserves all rights not expressly granted in these T&Cs.

Insurance Products Related Policy:

a. Purchase of any insurance product through the SecureNow App is purely voluntary.

b. Before you enter into a contract of general insurance, you have a duty under the law to disclose every matter that you know or could reasonably be expected to know, that is relevant to the insurer’s decision whether to accept the risk of insurance and if so, on what terms.  You have the same duty to disclose those matters before you renew, extend, vary or reinstate a contract.

c. If you fail to comply with your duty of disclosure, the insurer may be entitled to repudiate or reduce its liability under the contract in respect of a claim or may cancel the contract.  If your non-disclosure was fraudulent, the insurer may also have the option of voiding the contract from the beginning (i.e. treating it as if it never existed).

d. Information regarding the full extent of your duty of disclosure is contained in your policy wording and should be read carefully at any point in your insurance transaction including when your policy is renewed, extended, varied or reinstated.

e. Every contract of insurance is subject to the doctrine of utmost good faith, which requires that the parties to the contract should act toward each other with the utmost good faith.  Failure to do so on your part may prejudice any claim or the continuation of cover provided by Insurers.

DISCLAIMER

The materials provided on the SecureNow App are provided “as is” and without warranties of any kind either expressed or implied. SecureNow App is not responsible for the availability of, or the content located on or through any external Site. It does not warrant that the functions contained in the materials will be uninterrupted or error-free, that defects will be corrected, or that this App and the server that makes it available are free of viruses or other harmful components. You (and not SecureNow) assume the entire cost of all necessary servicing, or correction.

SecureNow App will not be responsible or liable for the accuracy, reliability, copyright, compliance, legality or decency of any content or any interruption in service. The information and descriptions contained herein are not intended to be complete descriptions of all terms, exclusions and conditions applicable to the products and services, but are provided solely for general informational purposes.

This SecureNow App may be linked to other websites which are not maintained by SecureNow (“external Sites”). SecureNow App is not responsible for the content of those websites. We encourage you to read the privacy policies of these linked sites.

NO WARRANTIES

SecureNow App makes no representation or warranty whatsoever and assumes no responsibility or liability whatsoever in connection with the accuracy, completeness, or currency of the materials or the suitability, functionality, or operation of the materials on this or any other site which may be hyperlinked to this App. SecureNow App is in no way responsible for the views, content or accuracy of any site, which is either hyperlinked to or, from this App , nor does SecureNow App endorse any content or products that may be advertised or noted on these sites. Information on this App is subject to change at any time without prior notice.